Auto coverage
Car insurance in Ontario.
Mandatory coverage is the floor, not the goal. The difference between policies is what happens after the accident.
What it covers
The parts worth getting right.
- Third party liability, accident benefits and uninsured motorist
- Collision and comprehensive, with the deductible set where it makes sense
- Rental car and loss of use while yours is off the road
- Waiver of depreciation on a new vehicle
Commonly missed
Most people carry the minimum liability without ever being told what a serious injury claim actually costs. It is the cheapest coverage to increase.
Get a QuoteWorth knowing
Ontario’s mandatory minimum liability is $200,000. Almost nobody should be carrying it.
Common questions
Asked most about this.
How much liability should I carry?
Most drivers we place carry one or two million. Increasing it is the cheapest change you can make to a policy, because serious injury claims run far past the minimum.
Does a higher deductible actually save much?
On collision, usually yes. We show you the premium at each level so you can decide what you would rather absorb yourself.
More auto coverage
Also under auto.
Motorcycle insurance
Seasonal, and rated very differently by each insurer.
See coverageBoats, ATVs and snowmobiles
Toys on land, water and snow.
See coverageRideshare and delivery
Uber, Lyft and food delivery, covered properly.
See coverageClassic and collector cars
Agreed value, not what a book says it is worth.
See coverage
Want this priced properly?
Two minutes online, or one phone call.