Auto coverage
Motorcycle insurance.
Bike rating varies more between insurers than almost any other line, which is exactly where a broker earns their keep.
What it covers
The parts worth getting right.
- Liability and accident benefits
- Collision and comprehensive for the bike
- Riding gear and accessories
- Layup options for the months it is stored
Commonly missed
Gear is often uninsured. A helmet, jacket and boots can run into thousands and most riders assume the bike policy covers them.
Get a QuoteWorth knowing
A bike parked from November to April should not be priced as though it is on the road all year.
Common questions
Asked most about this.
Can I suspend coverage over the winter?
You can reduce it. Layup keeps fire and theft coverage while the bike is stored and drops the road exposure you are not using.
Is my gear covered?
Not automatically. Helmet, jacket and boots run into real money and usually need to be added deliberately.
More auto coverage
Also under auto.
Car insurance
The mandatory coverage, plus the parts people skip.
See coverageBoats, ATVs and snowmobiles
Toys on land, water and snow.
See coverageRideshare and delivery
Uber, Lyft and food delivery, covered properly.
See coverageClassic and collector cars
Agreed value, not what a book says it is worth.
See coverage
Want this priced properly?
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